
- Documents to prepare for loan application
Documents to prepare for household loan
|
|
| Category |
Confirmations |
Documentary evidence |
Application subject |
Remark |
|
Personal Information
|
Identification Check
|
Copy of Identification Card
|
* Applicant
* Guarantor
* Mortgage provider
|
|
|
Number of household members
|
Copy of family registration
|
* Applicant
* Guarantor
|
Occupation, position,
employer,
employment date
|
* Employment Certificate
* Copy of Identification Card
|
|
Type of private business
|
* Copy of Business Registration
* Copy of Business Approval
|
|
Professional Occupation
|
* Copy of Identification Card
* Copy of Qualification Certificate
|
|
Financial Status
|
Yearly income
(Including other incomes)
|
* Receipt For Collection of Withholding Tax
* Proof of income
* Copy of salary transfer passbook
* Copy of salary statement
* Other proof of income
|
Applicant
Guarantor
|
When applicable |
Yearly property tax, assets
|
* Certificate of local tax payment
* Copy of local tax payment receipt
* Real estate register
|
|
Total loans and amount of credit loan
|
Loan status certificate (Separate form provided)
|
Applicant
Guarantor
|
For application more than 1M won |
Real Estate Collateral Status
|
Rights such as ownership, type, priority
|
Real estate register
|
Mortgage provider |
For real estate mortgage |
|
Lease status such as lease deposit
|
* Copy of lease contract
* Lease confirmation certificate
|
Mortgage provider |
When applicable |
 |
|
¡Ø Additional documents may be required according to loan type
Please contact branches for detail documents to prepare